Medicare
Navigating Your Medicare Options With Confidence
Medicare is the federally provided healthcare insurance. Original Medicare provides for fundamental doctor and hospital costs. However, Original Medicare might not cover some expenses which can result in out-of-pocket expenses when getting treatment.
To ensure that you will not be spending too much on these out-of-pocket expenses, you can get additional insurance coverage. We have extensive experience providing assistance and services to those seeking Medicare plans.
Understanding Medicare
Medicare has several parts, each covering different healthcare needs. Here's what you need to know.
Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Most people don't pay a premium for Part A.
Medical Insurance
Covers doctor visits, outpatient care, preventive services, medical equipment, and some home health care. Part B has a monthly premium.
Medicare Advantage
An all-in-one alternative to Original Medicare offered by private insurers. Includes Part A, Part B, and usually Part D. Often includes extra benefits like vision, dental, and hearing.
Prescription Drug Coverage
Helps cover the cost of prescription medications. Available as a standalone plan or included in Medicare Advantage. Each plan has its own formulary of covered drugs.
Medicare Supplement (Medigap)
Medicare Supplement Insurance, also known as Medigap, helps fill the "gaps" in Original Medicare. These policies can help pay for copayments, coinsurance, and deductibles that Original Medicare doesn't fully cover.
With over 40 top insurance companies in our network, we compare rates and benefits to find the Medigap plan that fits your healthcare needs and budget. Our experienced agents walk you through every option so you can make a confident decision.